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comparing tax in switzerland with germany

SwitzerlandGermanyDifference in Germany
Gross Income 33,698.97 CHF / 30,000.00 GBP 36,144.39 EUR / 30,000.00 GBP - 0.00 GBP
Tax Due 6,639.98 CHF / 5,911.14 GBP 9,301.56 EUR / 7,720.33 GBP + 1,809.20 GBP
Net Income 27,058.99 CHF / 24,088.86 GBP 26,842.83 EUR / 22,279.66 GBP - 1,809.20 GBP
Overall Tax Rate 19.7 % 25.7 % + 6.00 %.

Figures based upon 1 CHF = 0.89023492 GBP.

Figures based upon 1 EUR = 0.83000432 GBP.

In Switzerland, an income of 33,698.97 CHF / 30,000.00 GBP is more than the lowest average advertised salary of 33,400.00 CHF / 29,733.85 GBP and less than the country's average income of 96,000.00 CHF / 85,462.55 GBP.

In Germany, an income of 36,144.39 EUR / 30,000.00 GBP is more than the lowest average advertised salary of 18,900.00 EUR / 15,687.08 GBP and less than the country's average income of 43,000.00 EUR / 35,690.19 GBP.

Here are how much some common purchases cost in Switzerland vs Germany:

SwitzerlandGermanyDifference in Germany
Water Bottle (1.5L) 1.23 CHF / 1.09 GBP 0.34 EUR / 0.28 GBP - 0.81 GBP
Milk Bottle (1L) 1.59 CHF / 1.42 GBP 0.70 EUR / 0.58 GBP - 0.84 GBP
Pint of Beer 7.00 CHF / 6.23 GBP 3.50 EUR / 2.91 GBP - 3.32 GBP
Bread (500g) 2.63 CHF / 2.34 GBP 1.30 EUR / 1.08 GBP - 1.26 GBP
Chicken Breasts (1kg) 25.22 CHF / 22.45 GBP 7.34 EUR / 6.09 GBP - 16.36 GBP
Petrol UK Gallon 7.36 CHF / 6.55 GBP 6.36 EUR / 5.28 GBP - 1.27 GBP
Volkswagen Golf or Equivalent 24,000.00 CHF / 21,365.64 GBP 20,000.00 EUR / 16,600.09 GBP - 4,765.55 GBP
Broadband Internet Monthly 59.83 CHF / 53.26 GBP 30.14 EUR / 25.02 GBP - 28.24 GBP
Rent One Bedroom Apt. In City (Monthly) 1,398.76 CHF / 1,245.22 GBP 702.47 EUR / 583.05 GBP - 662.18 GBP
Purchase One Bedroom Apt. In City 386,872.15 CHF / 344,407.10 GBP 167,807.15 EUR / 139,280.66 GBP - 205,126.44 GBP

Part of Europe, Switzerland covers an area of 39,524 square kilometers.

Switzerland has a Gross Domestic Product (PPP) of 494.30 ($ Billion) from a population of 8,454,083.

Three types of taxes are levied - Federal, Cantonal and Municipal with a progressive tax system aside from a few cantons.

Tax bands are as follow:

Below 18300 CHF - 0%

Between 18300 CHF and 32800 CHF - 0.77%.

Between 32800 CHF and 42900 CHF - 0.88%.

Between 42900 CHF and 57200 CHF - 2.64%.

Between 57200 CHF and 75200 CHF - 2.97%.

Between 75200 CHF and 81000 CHF - 5.94%.

Between 81000 CHF and 107400 CHF - 6.6%.

Between 107400 CHF and 139600 CHF - 8.8%.

Between 139600 CHF and 182600 CHF - 11%.

Between 182600 CHF and 783200 CHF - 13.2%.

Above 783200 CHF - 11.5%.

Here we use Zurich at Canton and Municipal level for comparative purposes (City of Zurich with a 1.19% municipal tax factor).

Below 6900 CHF - 0%

Between 6900 CHF and 11800 CHF - 2.38%.

Between 11800 CHF and 16600 CHF - 3.57%.

Between 16600 CHF and 24500 CHF - 4.76%.

Between 24500 CHF and 34100 CHF - 5.95%.

Between 34100 CHF and 45100 CHF - 7.14%.

Between 45100 CHF and 58000 CHF - 8.33%.

Between 58000 CHF and 75400 CHF - 9.52%.

Between 75400 CHF and 109000 CHF - 10.71%.

Between 109000 CHF and 142200 CHF - 11.9%.

Between 142200 CHF and 194900 CHF - 13.09%.

Between 194900 CHF and 263300 CHF - 14.28%.

Above 263300 CHF - 15.47%.

Old Age and Survivors' Insurance (AHV), Disability Insurance (IV), and Income Compensation (EO): 5.3% of gross salary

Unemployment Insurance (ALV): 1.1% of gross salary up to CHF 148,200

Occupational Pension (BVG): Rates vary based on age and salary, typically around 3.5-9% of salary. Here we'll use 6.25%.

Social security contributions are deductible from gross income for tax purposes.

Mandatory health insurance deduction of 1,700 CHF applied and added as a Social contribution in lieu of health contribution.

Commuting costs and work meal costs are deductible. We will use a flat amount of 2,000 CHF.

Source: https://www.estv.admin.ch/estv/en/home.html.

Source: XE.com (Currency Conversion).

Source: SalaryExplorer.com (Averages from average salaries in major job categories).

Source: Numbeo.com (Cost of living).

Part of Europe, Germany covers an area of 348,621 square kilometers.

Germany has a Gross Domestic Product (PPP) of 3,979.08 ($ Billion) from a population of 80,636,124.

A progressive tax system spread over 4 bands ranging from 0% to 45%.

Tax bands are as follow:

Below 11604 EUR - 0%

Between 11604 EUR and 66760 EUR - 14%.

Between 66760 EUR and 277825 EUR - 42%.

Above 277825 EUR - 45%.

The first band is essentially the tax-free allowance of 11,604 EUR.

A default deduction is allowed of 1,230 EUR for work-related expenses.

Social contributions made by the employee are : Pension 9.3%, Unemployment 1.3%, Health 7.3%, and Nursing 1.525%.

Social contributions are deducted before calculating taxable income

These contributions are made as a percentage of the entire gross wage - limited to 90,600 EUR (Pension and Unemployment), 62,100 EUR (Health and Nursing).

Source: http://www.bundesfinanzministerium.de/Web/EN/Issues/Taxation/taxation.html.

Source: XE.com (Currency Conversion).

Source: SalaryExplorer.com (Averages from average salaries in major job categories).

Source: Numbeo.com (Cost of living).

Help

This calculator allows you to calculate income taxes and social contributions equivalent for Switzerland and Germany and allow comparison between both. You can choose the preferred currency for the input amounts and displayed calculation. For example: If you choose GBP as your preferred currency, then the income entered will be converted to Switzerland's and Germany's native currencies for the calculation so that correct income equivalent is used. The results will then be shown in the native currencies and GBP.

How we compare world taxes

We have trawled through the quagmire of tax legislation for 16 of the World's major economies and created a comparable position as close to the UK's PAYE (Pay As You Earn) system for employed people.

We look at each country's taxation for employed people, as well as things like medical care which are part of social contributions for some countries or require mandatory purchase of health insurance.

Combining this information lets us calculate taxes for each of the 16 countries and then do not only a taxation comparison but also a comparison of buying power based upon commonly purchased items.

It is quick and easy to use and you can get a detailed result at the click/tap of a button!

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